What is development exit finance?
Your build is done, or nearly, but the units haven't all sold. Development exit finance buys you room to sell well rather than in a hurry.
Updated August 2026 · 5 min read · By Housn Capital
What development exit finance is
Development finance is a loan that repays, or refinances, a development facility once the scheme is complete or nearly complete. The original development loan is built around the build programme and comes to the end of its term. If the finished units have not all sold by then, exit finance takes over — giving you a calmer, often more affordable, window to sell the remaining stock.
Why developers use it
Time to sell well
Selling into a deadline invites low offers. Exit finance lets you hold and sell at sensible prices.
Ease cash flow
It can reduce the cost of holding the finished scheme compared with running on the development facility.
Release some profit early
As units sell, the loan reduces, and it can sometimes free up capital for the next project.
Remove build-loan pressure
With the construction risk gone, a finished scheme is a simpler thing to lend against.
When it fits
Exit finance suits a scheme that is complete, or within reach of practical completion, with a genuine sales strategy behind it. Because the construction risk has largely gone, a lender is looking at a finished asset and a realistic plan to sell or let it. The exit from the exit finance is simply the ongoing sale of the units, or a longer-term if you decide to hold them.
Ease the run-in on your scheme
The end of a development is the wrong time to feel rushed into cut-price sales. Housn Capital introduces you to a specialist broker who can arrange exit finance and give the scheme room to breathe. Tell us about the development to get matched.
Frequently asked questions
A loan that refinances a completed or nearly-complete development, replacing the original development facility and giving you time to sell the finished units without pressure.
Next step
Thinking about development for a project?
Tell us a little about your deal and we’ll introduce you to a specialist broker who can talk through the options.
Housn Capital Limited. Not FCA regulated. B2B non-regulated lending only. Company No. 16418877. General information, not financial advice.